What is Daily Net vs. Daily Gross (Monthly) settlement?

EPASS Support

09-Mar-2026

1. Daily Net Settlement (No Cost)

With the Daily Net model, transaction-based fees are automatically deducted each day. The net amount is deposited into your bank account—meaning you receive your earnings after processing fees have been subtracted.

What's Included in the Daily Fee Deduction?

• Transaction processing fees (for payments and refunds)

• Chargeback fees

• ACH return fees

Key Benefits

• No setup cost to the merchant

• Daily deposits reflect your actual take-home revenue

• Reduces end-of-month reconciliation effort

This option is ideal for merchants who prefer streamlined daily cash flow and don't want to deal with monthly fee invoices.

2. Daily Gross Settlement (Monthly Billing with Premium Fee)

The Daily Gross model deposits the full amount of daily transactions into your account. No fees are deducted upfront. Instead, all transaction-related fees are invoiced and collected monthly.

What You Pay

• A fee of the month's total transaction volume (contact us for a quote)

Key Benefits

• Receive gross revenue deposits daily

• Better visibility for gross reporting

• Consolidated fee billing at month's end

This option works well for businesses that prefer detailed reporting and can manage end-of-month settlements.